How to Use Out-of-Network Benefits at Creative Family Counseling

We oftentimes get asked how clients can use their out of network benefits at our practice.

There are three ways clients can use benefits with us:

1. 1. Use their plan’s Health Reimbursement Arrangement (HRA) Card to pay for sessions.
   2. Use their plan’s Health Savings Account (HSA) Card to pay for sessions.
   3. File for Out-of-Network Reimbursement.

Filing for Out-of-Network Reimbursement isn’t as scary as one might think it is. You can actually follow 6 easy steps to get reimbursed for services that you’ve paid for out of pocket:

1. Call the number on the back of your card.
2. Ask about your plan’s out-of-network benefits.
3. Ask for the out-of-network reimbursement form, if your plan requires it.
4. See your Creative Family Counseling Therapist
5. Ask your Therapist for a Superbill after your session.
6. Submit the Superbill and any required forms to your insurance company to receive a check from them to reimburse you for the out of pocket services.

For clients whose insurance does not offer any of the above benefits, and who find the full fees cost prohibitive, we have several Counseling Student Interns who provide services for reduced fees of between $25-$50 per session.